I see it all the time. Guests deal with baggage delays, medical issues, or other emergencies while they are on a trip. Not only does it cost them time, but most often it is the financial cost that really ends up really being deceptively and unexpectedly high.

Of course, one hopes that there are never any issues when one plans a trip-but life is life, and things happen. Because of all the different challenges and mishaps, I have seen guests face, as I concierge, travel insurance is a no-brainer. What can be a minor cost upfront, can save thousands later. Some people may want to combine their travel insurance with a life insurance policy so they are fully covered when they are away. To get this started people can Get AAA life insurance rates on this website or they can discuss their current life insurance plan with their policyholder. Life insurance agents and agencies alike must look to work towards the benefit of their customers by providing them with the most suited policy as per their requirement. Currently, with the help of software like the ones available at sites of companies like iLife Technologies, insurance agents can work on bettering their sales and improving aspects of customer relations – simultaneously!

Nonetheless, buying travel insurance might prove to be tricky. It is sometimes seen as an extra cost that many don’t want to factor into their vacation fund. And if you’re like me, trying to plan ahead when you don’t know how much you are going to travel, where you are going to travel to, and what you will need factors into making buying travel insurance daunting.

Additionally, if you think about it, looking for an injury lawyer in Nashville or in your area before setting out on the trip may also be a good idea. An accident happening during the trip is a chance you don’t want to take, and if at all it happens, you certainly wouldn’t want to be startled. In this regard, having your insurance agent and injury lawyer on call might give that safe feeling as you embark on your trip.

Buy Travel Insurance When Booking Your Trip

Keep it easy. Buy travel insurance when you book your trip with your travel provider-aka, the airlines directly, OTAs (online travel agents), and travel agents.

Gone are the days of buying standard, one-size-fits-all insurance. Now, when you book with a travel provider, Allianz Global Assistance offers travel protection that best matches your unique trip.

Allianz is changing the way they offer travel insurance, and I think we will see businesses in many industries take a page out of their book. More than offering a blanket cost for a single trip (which we have seen for years), Allianz Travel Insurance is using machine-learning algorithms to offer travel insurance based specifically on a trip.

What does this mean?

Travel Insurance Tailored to Your Travel Concerns

Instead of paying a larger amount for travel insurance to cover all possible scenarios, Allianz is using travel data to offer protection on what you are most likely use. So now when you buy travel insurance when you are booking your trip, you are buying protection that covers the most common concerns based on the type of trip-tailoring it to be the most cost-effective and appropriate for you.

Factors like length of trip, destinations, layovers, weather trends, number of people traveling, and more, influence potential coverage options. The end result: Travel protection that is tailored to cover the most common concerns for your trip AND the most cost-effective. When purchasing travel protection while booking, travelers will now only pay for what they will likely use.

Different Factors That Influence Travel Insurance Coverages

Here are a few examples of variables and how they affect insurance offerings:

In short, you are purchasing trip protection that best applies to your trip and not just for the sake of buying comprehensive coverage.

Allianz Wins in Consumer Satisfaction, Personalization is King

But in a time when consumers are more knowledgeable than ever before, they want the most personalized product they can get. Personalization is the key to great customer service-something which I can speak on at length. Seeing how Allianz Global Assistance is fine tuning their coverage offerings during the booking process is indicative of the level of service they strive to provide. And that travelers should and will see.

This post is sponsored by Allianz Global Assistance. Although I use them as my travel insurance provider, this post is reflective of my thoughts and opinions. Check them out when you are booking your next trip, it will likely be the best policy for your trip! #TravelHappy.